Short answer

When developing or marketing financial products, ensure that the product's core features and benefits are compelling and directly address the target audience's needs, as a strong product is foundational to marketing success.

Field
Innovation & Markets
Source
WADIAH (2023)
Method
Descriptive quantitative research using questionnaires and multiple regression analysis.
Sample
120 participants
Evidence
Moderate effect

While place, price, and promotion significantly influence customer interest in Sharia gold savings, the product itself shows no direct impact, suggesting a need to re-evaluate product design and features. This innovation & markets research insight is drawn from a 2023 study published in WADIAH. Using Descriptive quantitative research using questionnaires and multiple regression analysis. with 120 participants, researchers explored how this design variable affects real-world outcomes. The key design takeaway: When developing or marketing financial products, ensure that the product's core features and benefits are compelling and directly address the target audience's needs, as a strong product is foundational to marketing success.

Study
Innovation & MarketsRecentModerate effect

Product Strategy Weakens Marketing Mix Impact on Sharia Gold Savings Adoption

While place, price, and promotion significantly influence customer interest in Sharia gold savings, the product itself shows no direct impact, suggesting a need to re-evaluate product design and features.

WADIAH · 2023

01

Key Findings

  • 01The marketing mix elements (Place, Price, Promotion) collectively and individually influence interest in Sharia gold savings.
  • 02The 'Product' element of the marketing mix did not significantly influence interest in Sharia gold savings.
02

Application

Design takeaway

When developing or marketing financial products, ensure that the product's core features and benefits are compelling and directly address the target audience's needs, as a strong product is foundational to marketing success.

How to apply

Before launching or revising a financial product, conduct thorough user research to ensure the product features are desirable and competitive, and then build marketing strategies around these validated product strengths.

Project actions

  • 01When researching a product, consider not just how it's marketed but also its inherent features and user benefits.
  • 02If your product isn't selling, look beyond promotion and consider if the product itself needs improvement.
03

Method & Evidence

AimTo analyze the influence of the marketing mix (Product, Place, Price, Promotion) on the adoption of Sharia gold savings products among university students.
MethodDescriptive quantitative research using questionnaires and multiple regression analysis.
ProcedureQuestionnaires were administered to university students to gather data on their perceptions of the marketing mix elements and their interest in Sharia gold savings. Data was analyzed using Confirmatory Factor Analysis (CFA) for validity, Cronbach's Alpha for reliability, and multiple regression analysis to determine the influence of each marketing mix element.
Sample120 participants
ContextFinancial services, specifically Sharia-compliant savings products.

Variables

IV["Product","Place","Price","Promotion"]
DV["Interest in using Sharia gold savings products"]
CV["Student demographic (FEBI students)","University (Raden Mas Said State Islamic University Surakarta)"]
04

Strengths & Limitations

Strengths

  • +Utilizes quantitative methods for measurable results.
  • +Applies established statistical techniques (CFA, Cronbach's Alpha, multiple regression).

Limitations

The findings might not apply to different age groups or cultural contexts, and the study doesn't explore *why* the product itself was not influential.

Reliability & validity

The study employed Confirmatory Factor Analysis (CFA) for validity and Cronbach's Alpha for reliability, indicating a methodical approach to ensuring the quality of the research instrument.

Think critically

If the product itself doesn't influence interest, what does that say about the current product design, or the target audience's understanding of it?

05

Design Principles

"A robust product offering is a prerequisite for successful market penetration, even when other marketing mix elements are optimized."

Understanding the specific drivers of adoption for financial products is crucial for market penetration. This insight highlights that even with effective distribution, pricing, and promotion, a poorly conceived or unappealing product can hinder market success.

06

What This Means for Your Design

This study shows that for Sharia gold savings, how you sell it (place, price, promotion) is more important than the product itself in getting people interested. This means the product might need a rethink.

How to use in your project

  • 1.Reference this study when discussing the importance of product development and user needs in relation to marketing strategies for financial or service-based design projects.
07

Add to My Project

08

Quick Cite

Paragraph starter

Research indicates that while elements like place, price, and promotion are significant drivers of customer interest in financial products such as Sharia gold savings, the product itself may not always be a primary influence (Iffah, Fibrianti, & Astuti, 2023). This suggests that a strong product design and value proposition are essential foundations upon which effective marketing strategies can be built.

09

Source

WADIAH

Pengaruh Bauran Pemasaran (4P) Terhadap Minat Menggunakan Produk Tabungan Emas Pada Pegadaian Syariah

journal · 2023

View source

Questions About This Research

What does the research say about product strategy weakens marketing mix impact on sharia gold savings adoption?
When developing or marketing financial products, ensure that the product's core features and benefits are compelling and directly address the target audience's needs, as a strong product is foundational to marketing success. Evidence: WADIAH (2023).
Why does "Product Strategy Weakens Marketing Mix Impact on Sharia Gold Savings Adoption" matter for design?
Understanding the specific drivers of adoption for financial products is crucial for market penetration. This insight highlights that even with effective distribution, pricing, and promotion, a poorly conceived or unappealing product can hinder market success.
How can designers apply this research?
When developing or marketing financial products, ensure that the product's core features and benefits are compelling and directly address the target audience's needs, as a strong product is foundational to marketing success.
What were the main findings?
The marketing mix elements (Place, Price, Promotion) collectively and individually influence interest in Sharia gold savings.. The 'Product' element of the marketing mix did not significantly influence interest in Sharia gold savings.
What research method was used?
Descriptive quantitative research using questionnaires and multiple regression analysis. with 120 participants.
How strong is the evidence?
Evidence strength is rated Moderate effect, based on a 2023 journal from WADIAH.
What should I do differently in my next project?
Before launching or revising a financial product, conduct thorough user research to ensure the product features are desirable and competitive, and then build marketing strategies around these validated product strengths.
What are the limitations?
The study was limited to a specific student demographic at one university, potentially limiting the generalizability of findings to other populations or market segments.